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		<itunes:subtitle>The Voice of the Namakwa People</itunes:subtitle>
		<itunes:author>Radio NFM</itunes:author>
		<itunes:summary>Community information and service delivery</itunes:summary>
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			<itunes:category text="Daily News"></itunes:category>
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		<googleplay:author><![CDATA[Radio NFM]]></googleplay:author>
						<googleplay:description>Community information and service delivery</googleplay:description>
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<item>
	<title>Meet Your Police: Namakwa&#8217;s Friendly Initiative</title>
	<link>https://radionfm.co.za/podcast/meet-your-police-namakwas-friendly-initiative/</link>
	<pubDate>Tue, 03 Mar 2026 17:15:21 +0000</pubDate>
	<dc:creator><![CDATA[Radio NFM]]></dc:creator>
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	<description><![CDATA[In this engaging podcast episode, Namakwa District SAPS Spokesperson Captain Ivan Magerman introduces listeners to regional SAPS Captain Debbie Cloete, we get to spotlight the innovative &#8220;Meet and Greet&#8221; initiative, an ongoing community engagement program rolling out across the Namakwa District in partnership with local radio stations. Captains Magerman and Cloete highlight the initiative&#8217;s goals:...]]></description>
	<itunes:subtitle><![CDATA[In this engaging podcast episode, Namakwa District SAPS Spokesperson Captain Ivan Magerman introduces listeners to regional SAPS Captain Debbie Cloete, we get to spotlight the innovative &#8220;Meet and Greet&#8221; initiative, an ongoing community engag]]></itunes:subtitle>
	<content:encoded><![CDATA[In this engaging podcast episode, Namakwa District SAPS Spokesperson Captain Ivan Magerman introduces listeners to regional SAPS Captain Debbie Cloete, we get to spotlight the innovative &#8220;Meet and Greet&#8221; initiative, an ongoing community engagement program rolling out across the Namakwa District in partnership with local radio stations. Captains Magerman and Cloete highlight the initiative&#8217;s goals:...]]></content:encoded>
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	<itunes:summary><![CDATA[In this engaging podcast episode, Namakwa District SAPS Spokesperson Captain Ivan Magerman introduces listeners to regional SAPS Captain Debbie Cloete, we get to spotlight the innovative &#8220;Meet and Greet&#8221; initiative, an ongoing community engagement program rolling out across the Namakwa District in partnership with local radio stations. Captains Magerman and Cloete highlight the initiative&#8217;s goals:...]]></itunes:summary>
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		<title>Meet Your Police: Namakwa&#8217;s Friendly Initiative</title>
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	<itunes:duration>00:22:20</itunes:duration>
	<itunes:author><![CDATA[Radio NFM]]></itunes:author>	<googleplay:description><![CDATA[In this engaging podcast episode, Namakwa District SAPS Spokesperson Captain Ivan Magerman introduces listeners to regional SAPS Captain Debbie Cloete, we get to spotlight the innovative &#8220;Meet and Greet&#8221; initiative, an ongoing community engagement program rolling out across the Namakwa District in partnership with local radio stations. Captains Magerman and Cloete highlight the initiative&#8217;s goals:...]]></googleplay:description>
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	<googleplay:explicit>No</googleplay:explicit>
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</item>

<item>
	<title>Reclaiming Heritage: Namakwa&#8217;s Sacred Reburial</title>
	<link>https://radionfm.co.za/podcast/reclaiming-heritage-namakwas-sacred-reburial/</link>
	<pubDate>Tue, 03 Mar 2026 12:33:23 +0000</pubDate>
	<dc:creator><![CDATA[Radio NFM]]></dc:creator>
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	<description><![CDATA[In this podcast episode, DSAC Head of Department (HOD) in the Namakwa District, Ivan Thomas, is joined by colleagues Andrie Jacobs and Bertie Saal for an important discussion on the upcoming reburial of ancestral remains of Nama and San (Khoi-San) people in the Namakwa region. The guests explain the background of these repatriated human remains;...]]></description>
	<itunes:subtitle><![CDATA[In this podcast episode, DSAC Head of Department (HOD) in the Namakwa District, Ivan Thomas, is joined by colleagues Andrie Jacobs and Bertie Saal for an important discussion on the upcoming reburial of ancestral remains of Nama and San (Khoi-San) people]]></itunes:subtitle>
	<content:encoded><![CDATA[In this podcast episode, DSAC Head of Department (HOD) in the Namakwa District, Ivan Thomas, is joined by colleagues Andrie Jacobs and Bertie Saal for an important discussion on the upcoming reburial of ancestral remains of Nama and San (Khoi-San) people in the Namakwa region. The guests explain the background of these repatriated human remains;...]]></content:encoded>
	<enclosure url="https://radionfm.co.za/wp-content/uploads/2026/03/NFM-LUNCH_23-FEB-2026.mp3" length="36475329" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[In this podcast episode, DSAC Head of Department (HOD) in the Namakwa District, Ivan Thomas, is joined by colleagues Andrie Jacobs and Bertie Saal for an important discussion on the upcoming reburial of ancestral remains of Nama and San (Khoi-San) people in the Namakwa region. The guests explain the background of these repatriated human remains;...]]></itunes:summary>
	<itunes:image href="https://radionfm.co.za/wp-content/uploads/2026/03/PODCAST-IMAGE.jpg"></itunes:image>
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		<title>Reclaiming Heritage: Namakwa&#8217;s Sacred Reburial</title>
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	<itunes:duration>00:25:20</itunes:duration>
	<itunes:author><![CDATA[Radio NFM]]></itunes:author>	<googleplay:description><![CDATA[In this podcast episode, DSAC Head of Department (HOD) in the Namakwa District, Ivan Thomas, is joined by colleagues Andrie Jacobs and Bertie Saal for an important discussion on the upcoming reburial of ancestral remains of Nama and San (Khoi-San) people in the Namakwa region. The guests explain the background of these repatriated human remains;...]]></googleplay:description>
	<googleplay:image href="https://radionfm.co.za/wp-content/uploads/2026/03/PODCAST-IMAGE.jpg"></googleplay:image>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Parenting Autism: Challenges and Community Awareness</title>
	<link>https://radionfm.co.za/podcast/parenting-autism-challenges-and-community-awareness/</link>
	<pubDate>Tue, 03 Mar 2026 11:25:06 +0000</pubDate>
	<dc:creator><![CDATA[Radio NFM]]></dc:creator>
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	<description><![CDATA[In this heartfelt and insightful episode, we speak with Megan Van Den Heever, a mother of a child on the autism spectrum, about the realities of raising an autistic child. Megan opens up about the daily experiences, unique challenges, and the beautiful moments that shape her family’s journey. She shares honest reflections on navigating misunderstandings,...]]></description>
	<itunes:subtitle><![CDATA[In this heartfelt and insightful episode, we speak with Megan Van Den Heever, a mother of a child on the autism spectrum, about the realities of raising an autistic child. Megan opens up about the daily experiences, unique challenges, and the beautiful m]]></itunes:subtitle>
	<content:encoded><![CDATA[In this heartfelt and insightful episode, we speak with Megan Van Den Heever, a mother of a child on the autism spectrum, about the realities of raising an autistic child. Megan opens up about the daily experiences, unique challenges, and the beautiful moments that shape her family’s journey. She shares honest reflections on navigating misunderstandings,...]]></content:encoded>
	<enclosure url="https://radionfm.co.za/wp-content/uploads/2026/03/MEDICAL-MATTERS_16-FEB-2026.mp3" length="15971325" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[In this heartfelt and insightful episode, we speak with Megan Van Den Heever, a mother of a child on the autism spectrum, about the realities of raising an autistic child. Megan opens up about the daily experiences, unique challenges, and the beautiful moments that shape her family’s journey. She shares honest reflections on navigating misunderstandings,...]]></itunes:summary>
	<itunes:image href="https://radionfm.co.za/wp-content/uploads/2026/03/PODCAST-IMAGE.jpg"></itunes:image>
	<image>
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		<title>Parenting Autism: Challenges and Community Awareness</title>
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	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:11:05</itunes:duration>
	<itunes:author><![CDATA[Radio NFM]]></itunes:author>	<googleplay:description><![CDATA[In this heartfelt and insightful episode, we speak with Megan Van Den Heever, a mother of a child on the autism spectrum, about the realities of raising an autistic child. Megan opens up about the daily experiences, unique challenges, and the beautiful moments that shape her family’s journey. She shares honest reflections on navigating misunderstandings,...]]></googleplay:description>
	<googleplay:image href="https://radionfm.co.za/wp-content/uploads/2026/03/PODCAST-IMAGE.jpg"></googleplay:image>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Financial Talk: Good Credit Profile</title>
	<link>https://radionfm.co.za/podcast/financial-talk-good-credit-profile/</link>
	<pubDate>Tue, 03 Mar 2026 11:13:18 +0000</pubDate>
	<dc:creator><![CDATA[Radio NFM]]></dc:creator>
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	<description><![CDATA[In this informative episode, we’re joined by Timmy Van Der Grijp from the Northern Cape NCR to discuss the importance of maintaining a healthy credit profile. Your credit record plays a crucial role in your financial future, from securing loans and buying a home to qualifying for business funding. Timmy breaks down what a credit...]]></description>
	<itunes:subtitle><![CDATA[In this informative episode, we’re joined by Timmy Van Der Grijp from the Northern Cape NCR to discuss the importance of maintaining a healthy credit profile. Your credit record plays a crucial role in your financial future, from securing loans and buyin]]></itunes:subtitle>
	<content:encoded><![CDATA[In this informative episode, we’re joined by Timmy Van Der Grijp from the Northern Cape NCR to discuss the importance of maintaining a healthy credit profile. Your credit record plays a crucial role in your financial future, from securing loans and buying a home to qualifying for business funding. Timmy breaks down what a credit...]]></content:encoded>
	<enclosure url="https://radionfm.co.za/wp-content/uploads/2026/03/FINANCIAL-FITNESS_17-FEB-2026.mp3" length="17100629" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[In this informative episode, we’re joined by Timmy Van Der Grijp from the Northern Cape NCR to discuss the importance of maintaining a healthy credit profile. Your credit record plays a crucial role in your financial future, from securing loans and buying a home to qualifying for business funding. Timmy breaks down what a credit...]]></itunes:summary>
	<itunes:image href="https://radionfm.co.za/wp-content/uploads/2026/01/General-Podcast-Picture.jpeg"></itunes:image>
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	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:11:52</itunes:duration>
	<itunes:author><![CDATA[Radio NFM]]></itunes:author>	<googleplay:description><![CDATA[In this informative episode, we’re joined by Timmy Van Der Grijp from the Northern Cape NCR to discuss the importance of maintaining a healthy credit profile. Your credit record plays a crucial role in your financial future, from securing loans and buying a home to qualifying for business funding. Timmy breaks down what a credit...]]></googleplay:description>
	<googleplay:image href="https://radionfm.co.za/wp-content/uploads/2026/01/General-Podcast-Picture.jpeg"></googleplay:image>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Nama-Khoi Municipality Updates: Service Delivery</title>
	<link>https://radionfm.co.za/podcast/nama-khoi-municipality-updates-service-delivery/</link>
	<pubDate>Wed, 18 Feb 2026 17:19:09 +0000</pubDate>
	<dc:creator><![CDATA[Radio NFM]]></dc:creator>
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	<description><![CDATA[In this informative episode, Jason Milford, Communication Officer for the Nama-Khoi Local Municipality, joins us in the studio to provide the latest updates on municipal affairs and service delivery.&#160; Jason addresses key community concerns, including water supply, infrastructure maintenance, and service turnaround times, offering clarity on the municipality’s ongoing projects and initiatives. He also responds...]]></description>
	<itunes:subtitle><![CDATA[In this informative episode, Jason Milford, Communication Officer for the Nama-Khoi Local Municipality, joins us in the studio to provide the latest updates on municipal affairs and service delivery.&#160; Jason addresses key community concerns, includin]]></itunes:subtitle>
	<content:encoded><![CDATA[In this informative episode, Jason Milford, Communication Officer for the Nama-Khoi Local Municipality, joins us in the studio to provide the latest updates on municipal affairs and service delivery.&#160; Jason addresses key community concerns, including water supply, infrastructure maintenance, and service turnaround times, offering clarity on the municipality’s ongoing projects and initiatives. He also responds...]]></content:encoded>
	<enclosure url="https://radionfm.co.za/wp-content/uploads/2026/02/NFM-BREAKFAST-130226.mp3" length="14194737" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[In this informative episode, Jason Milford, Communication Officer for the Nama-Khoi Local Municipality, joins us in the studio to provide the latest updates on municipal affairs and service delivery.&#160; Jason addresses key community concerns, including water supply, infrastructure maintenance, and service turnaround times, offering clarity on the municipality’s ongoing projects and initiatives. He also responds...]]></itunes:summary>
	<itunes:image href="https://radionfm.co.za/wp-content/uploads/2026/01/General-Podcast-Picture.jpeg"></itunes:image>
	<image>
		<url>https://radionfm.co.za/wp-content/uploads/2026/01/General-Podcast-Picture.jpeg</url>
		<title>Nama-Khoi Municipality Updates: Service Delivery</title>
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	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:09:51</itunes:duration>
	<itunes:author><![CDATA[Radio NFM]]></itunes:author>	<googleplay:description><![CDATA[In this informative episode, Jason Milford, Communication Officer for the Nama-Khoi Local Municipality, joins us in the studio to provide the latest updates on municipal affairs and service delivery.&#160; Jason addresses key community concerns, including water supply, infrastructure maintenance, and service turnaround times, offering clarity on the municipality’s ongoing projects and initiatives. He also responds...]]></googleplay:description>
	<googleplay:image href="https://radionfm.co.za/wp-content/uploads/2026/01/General-Podcast-Picture.jpeg"></googleplay:image>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>SONA Promises vs Reality: Who Benefits?</title>
	<link>https://radionfm.co.za/podcast/sona-promises-vs-reality-who-benefits/</link>
	<pubDate>Wed, 18 Feb 2026 17:16:14 +0000</pubDate>
	<dc:creator><![CDATA[Radio NFM]]></dc:creator>
	<guid isPermaLink="false">daebf25b-2fb0-5ebc-92c7-e5662a0e1764</guid>
	<description><![CDATA[In this insightful episode, Monwabisi Nkompela, Chief Director of Communications in the Office of the Premier, joins us to break down the Post-SONA 2026 review and its significance for South Africa. Monwabisi explains what happens after the State of the Nation Address, why these reviews are crucial for tracking government progress, and how they help...]]></description>
	<itunes:subtitle><![CDATA[In this insightful episode, Monwabisi Nkompela, Chief Director of Communications in the Office of the Premier, joins us to break down the Post-SONA 2026 review and its significance for South Africa. Monwabisi explains what happens after the State of the ]]></itunes:subtitle>
	<content:encoded><![CDATA[In this insightful episode, Monwabisi Nkompela, Chief Director of Communications in the Office of the Premier, joins us to break down the Post-SONA 2026 review and its significance for South Africa. Monwabisi explains what happens after the State of the Nation Address, why these reviews are crucial for tracking government progress, and how they help...]]></content:encoded>
	<enclosure url="https://radionfm.co.za/wp-content/uploads/2026/02/GCIS-Post-Sona-130226.mp3" length="37865049" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[In this insightful episode, Monwabisi Nkompela, Chief Director of Communications in the Office of the Premier, joins us to break down the Post-SONA 2026 review and its significance for South Africa. Monwabisi explains what happens after the State of the Nation Address, why these reviews are crucial for tracking government progress, and how they help...]]></itunes:summary>
	<itunes:image href="https://radionfm.co.za/wp-content/uploads/2026/01/General-Podcast-Picture.jpeg"></itunes:image>
	<image>
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		<title>SONA Promises vs Reality: Who Benefits?</title>
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	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:26:17</itunes:duration>
	<itunes:author><![CDATA[Radio NFM]]></itunes:author>	<googleplay:description><![CDATA[In this insightful episode, Monwabisi Nkompela, Chief Director of Communications in the Office of the Premier, joins us to break down the Post-SONA 2026 review and its significance for South Africa. Monwabisi explains what happens after the State of the Nation Address, why these reviews are crucial for tracking government progress, and how they help...]]></googleplay:description>
	<googleplay:image href="https://radionfm.co.za/wp-content/uploads/2026/01/General-Podcast-Picture.jpeg"></googleplay:image>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>EQC Enterprise Empowers Youth and Businesses</title>
	<link>https://radionfm.co.za/podcast/eqc-enterprise-empowers-youth-and-businesses/</link>
	<pubDate>Wed, 18 Feb 2026 16:32:47 +0000</pubDate>
	<dc:creator><![CDATA[Radio NFM]]></dc:creator>
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	<description><![CDATA[In this inspiring and business-focused episode, Carla Van Wyk, Founder of EQC Enterprise, joins us to share insights into the impactful work her organization is doing through its Afterschool Program and comprehensive business support services. Carla unpacks the vision behind the Afterschool Program; how it empowers young people with essential skills, mentorship, and structured support...]]></description>
	<itunes:subtitle><![CDATA[In this inspiring and business-focused episode, Carla Van Wyk, Founder of EQC Enterprise, joins us to share insights into the impactful work her organization is doing through its Afterschool Program and comprehensive business support services. Carla unpa]]></itunes:subtitle>
	<content:encoded><![CDATA[In this inspiring and business-focused episode, Carla Van Wyk, Founder of EQC Enterprise, joins us to share insights into the impactful work her organization is doing through its Afterschool Program and comprehensive business support services. Carla unpacks the vision behind the Afterschool Program; how it empowers young people with essential skills, mentorship, and structured support...]]></content:encoded>
	<enclosure url="https://radionfm.co.za/wp-content/uploads/2026/02/Kangnas-110226.mp3" length="49268265" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[In this inspiring and business-focused episode, Carla Van Wyk, Founder of EQC Enterprise, joins us to share insights into the impactful work her organization is doing through its Afterschool Program and comprehensive business support services. Carla unpacks the vision behind the Afterschool Program; how it empowers young people with essential skills, mentorship, and structured support...]]></itunes:summary>
	<itunes:image href="https://radionfm.co.za/wp-content/uploads/2026/01/General-Podcast-Picture.jpeg"></itunes:image>
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	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:34:13</itunes:duration>
	<itunes:author><![CDATA[Radio NFM]]></itunes:author>	<googleplay:description><![CDATA[In this inspiring and business-focused episode, Carla Van Wyk, Founder of EQC Enterprise, joins us to share insights into the impactful work her organization is doing through its Afterschool Program and comprehensive business support services. Carla unpacks the vision behind the Afterschool Program; how it empowers young people with essential skills, mentorship, and structured support...]]></googleplay:description>
	<googleplay:image href="https://radionfm.co.za/wp-content/uploads/2026/01/General-Podcast-Picture.jpeg"></googleplay:image>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Prayer Session Honors Lives Lost on N7</title>
	<link>https://radionfm.co.za/podcast/prayer-session-honors-lives-lost-on-n7/</link>
	<pubDate>Wed, 18 Feb 2026 16:21:41 +0000</pubDate>
	<dc:creator><![CDATA[Radio NFM]]></dc:creator>
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	<description><![CDATA[In this heartfelt and community-centered episode, Cpt. Ivan Magerman, Namakwa District Police Spokesperson, joins us to speak about the upcoming prayer session that will be held to honor the lives lost along the N7 between Okiep and Steinkopf. The stretch of road has tragically claimed multiple lives, leaving families, friends, and the broader community grieving....]]></description>
	<itunes:subtitle><![CDATA[In this heartfelt and community-centered episode, Cpt. Ivan Magerman, Namakwa District Police Spokesperson, joins us to speak about the upcoming prayer session that will be held to honor the lives lost along the N7 between Okiep and Steinkopf. The stretc]]></itunes:subtitle>
	<content:encoded><![CDATA[In this heartfelt and community-centered episode, Cpt. Ivan Magerman, Namakwa District Police Spokesperson, joins us to speak about the upcoming prayer session that will be held to honor the lives lost along the N7 between Okiep and Steinkopf. The stretch of road has tragically claimed multiple lives, leaving families, friends, and the broader community grieving....]]></content:encoded>
	<enclosure url="https://radionfm.co.za/wp-content/uploads/2026/02/Meet-N-Greet-100226.mp3" length="39483259" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[In this heartfelt and community-centered episode, Cpt. Ivan Magerman, Namakwa District Police Spokesperson, joins us to speak about the upcoming prayer session that will be held to honor the lives lost along the N7 between Okiep and Steinkopf. The stretch of road has tragically claimed multiple lives, leaving families, friends, and the broader community grieving....]]></itunes:summary>
	<itunes:image href="https://radionfm.co.za/wp-content/uploads/2026/01/General-Podcast-Picture.jpeg"></itunes:image>
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	<itunes:author><![CDATA[Radio NFM]]></itunes:author>	<googleplay:description><![CDATA[In this heartfelt and community-centered episode, Cpt. Ivan Magerman, Namakwa District Police Spokesperson, joins us to speak about the upcoming prayer session that will be held to honor the lives lost along the N7 between Okiep and Steinkopf. The stretch of road has tragically claimed multiple lives, leaving families, friends, and the broader community grieving....]]></googleplay:description>
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	<googleplay:explicit>No</googleplay:explicit>
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	<title></title>
	<link>https://radionfm.co.za/podcast/17717/</link>
	<pubDate>Wed, 18 Feb 2026 16:20:06 +0000</pubDate>
	<dc:creator><![CDATA[Radio NFM]]></dc:creator>
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	<itunes:subtitle><![CDATA[In this heartfelt and community-centered episode, Cpt. Ivan Magerman, Namakwa District Police Spokesperson, joins us to speak about the upcoming prayer session that will be held to honor the lives lost along the N7 between Okiep and Steinkopf. The stretc]]></itunes:subtitle>
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	<itunes:summary><![CDATA[In this heartfelt and community-centered episode, Cpt. Ivan Magerman, Namakwa District Police Spokesperson, joins us to speak about the upcoming prayer session that will be held to honor the lives lost along the N7 between Okiep and Steinkopf. The stretch of road has tragically claimed multiple lives, leaving families, friends, and the broader community grieving....]]></itunes:summary>
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	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
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<item>
	<title>Reckless Credit Spending: Know the Risks</title>
	<link>https://radionfm.co.za/podcast/reckless-credit-spending-know-the-risks/</link>
	<pubDate>Wed, 18 Feb 2026 15:59:11 +0000</pubDate>
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	<description><![CDATA[In this eye-opening episode, Timmy Van Dr Grijp from NCR (National Credit Regulator) in the Northern Cape joins us to unpack the growing concern around reckless credit spending and its long-term impact on consumers. Timmy breaks down what “reckless lending” really means, how easy access to credit can trap individuals in cycles of debt, and...]]></description>
	<itunes:subtitle><![CDATA[In this eye-opening episode, Timmy Van Dr Grijp from NCR (National Credit Regulator) in the Northern Cape joins us to unpack the growing concern around reckless credit spending and its long-term impact on consumers. Timmy breaks down what “reckless lendi]]></itunes:subtitle>
	<content:encoded><![CDATA[In this eye-opening episode, Timmy Van Dr Grijp from NCR (National Credit Regulator) in the Northern Cape joins us to unpack the growing concern around reckless credit spending and its long-term impact on consumers. Timmy breaks down what “reckless lending” really means, how easy access to credit can trap individuals in cycles of debt, and...]]></content:encoded>
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	<itunes:summary><![CDATA[In this eye-opening episode, Timmy Van Dr Grijp from NCR (National Credit Regulator) in the Northern Cape joins us to unpack the growing concern around reckless credit spending and its long-term impact on consumers. Timmy breaks down what “reckless lending” really means, how easy access to credit can trap individuals in cycles of debt, and...]]></itunes:summary>
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	<googleplay:image href="https://radionfm.co.za/wp-content/uploads/2026/01/General-Podcast-Picture.jpeg"></googleplay:image>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
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